"Buy Now, Pay Later with Affirm"
Start enjoying your mobility products today and pay later
What is Affirm?
Affirm offers customers another way to pay for products they need and want by providing a financing option that is transparent, flexible, and fair.
With Affirm, customers can buy today with no fees, no gotchas, and no surprises!
Easy Payments
Affirm is quick and easy to use.
Customers can buy the items they need and want today and pay over time with easy payments that fit their budget.
No Late Fees
Customers will never be charged more than what they agree to and see upfront.
No late fees, or annual fees, or hey-it's-a-random-day-in-April fees.
No Surprises
Affirm will communicate the loan terms, and the customer will make payments by downloading the Affirm app or logging in online at affirm.com.
How does Affirm work?
Begin the Affirm process by completing a simple application on your web-enabled device.
STEP 1: Select “Affirm” while Checkout
STEP 2
Choose Your Payment Terms
You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments.
STEP 3
Review Details
Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.
Common Affirm Questions
Affirm is simple.
But here are a few frequently asked questions.
What is required to create an Affirm account?
The customer must be 18 years or older and provide a valid U.S. home address and U.S. mobile number and agree to receive SMS texts to apply with Affirm.
Why wasn't I approved for 0% APR?
0% APR is based on eligibility, is not guaranteed and is not offered by all merchants. Affirm evaluates each loan application separately, and the terms a customer qualifies for are based on creditworthiness.
How do I make payments with Affirm?
Affirm will send reminders when payments are due. Log in to the Affirm app or go to affirm.com to pay by debit or bank transfer. The customer can also enable AutoPay for automatic payments if they would like.
Will Affirm impact my credit score?
Creating an Affirm account and checking your purchasing power will not impact your credit score. If you decide to buy with Affirm, these things may impact your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.
Am I eligible to use Affirm?
To apply, you must meet these eligibility requirements: be a resident of the U.S. (including U.S. territories), be at least 18 years old, have a social security number, and have a phone number that receives SMS.
How do I pay Affirm back?
The easiest way to manage your payments is through your account on affirm.com or in the Affirm app. Once you sign in, you’ll be able to see your payment schedule and turn on AutoPay.
How does Affirm make money?
We earn a commission from businesses, and shoppers pay interest on some items. Unlike other lenders, we don’t depend on shoppers missing payments or charging you fees. Instead, we give you a great experience so you’ll come back and use Affirm again
What does purchasing power mean?
Your purchasing power is an estimate of how much you can spend with Affirm and it’s not a guarantee. You’re not on the hook to pay back this amount until you confirm your loan at checkout.For more information, visit Affirm help center.